Hiring a general contractor for your home improvement project is a big decision. Whether you're renovating your kitchen, adding a new room, or updating your bathroom, you want to ensure the job is done right. Verifying that your contractor is legitimate, licensed, and qualified will protect your investment and help prevent costly mistakes. Here’s a guide to help you verify a contractor in Clarksville, TN, before you sign the dotted line.

✅ Check for a TN Contractor’s License

In Tennessee, the law requires general contractors to hold a license for projects over $25,000. For projects that are $25k or less, different licensing rules apply. To verify the legitimacy of a contractor’s license, visit the Tennessee Department of Commerce & Insurance website: verify.tn.gov.

Tip: Make sure the contractor has the appropriate license based on the size and scope of your project.

✅ Confirm Insurance & Bonding

Before moving forward with a contractor, request proof of general liability insurance (COI) and workers' compensation (if the contractor has employees). These protect you from liability if something goes wrong during the project.

Don’t forget to check the expiration dates to ensure the insurance coverage is current. While contractors aren’t required to obtain a bond at the state level to get licensed, certain types of licenses like "Home Improvement" do require bonding. Bond requirements are generally set by the local municipality, so check your specific area.

✅ Look for Local Business Licenses

In Clarksville, businesses must have a City & County business license if they’re conducting business within the city limits. You can verify this by contacting the City of Clarksville, Department of Finance and Revenue at (931) 645-7435. This helps ensure that the contractor is operating legally within the area.

✅ Check Reviews & References

Don’t just take the contractor’s word for it—check reviews! Look up their reviews on Google, Facebook, and the Better Business Bureau (BBB) to see what others have said about their work. Request references from past clients and ask to see examples of their completed projects.

Important Note: While BBB accreditation is a great sign of professionalism, it’s voluntary. Many excellent contractors choose not to pursue BBB accreditation due to high fees involved, so don’t let this be the only factor in your decision.

✅ Get a Detailed Contract

A professional contractor will provide a written contract that clearly outlines the project’s scope, materials, costs, and timelines. Avoid relying on verbal agreements, as they can lead to misunderstandings and potential legal issues later on.

✅ Check Permits for Inspections

Make sure your contractor obtains the necessary permits and schedules required inspections. The permit should always be posted at the job site for transparency. Some permits may also require a performance bond, which helps ensure the contractor completes the job as agreed.

Why This Matters!

✔️ Protects You from Scams & Unqualified Contractors

✔️ Ensures the Work Meets State & Local Regulations

✔️ Helps Prevent Unexpected Costs & Legal Issues

✔️ Gives You Peace of Mind Knowing Your Home is in Good Hands

By following these simple steps, you can ensure that your contractor is qualified and trustworthy, which is essential for a successful home improvement project. Protect your investment, avoid unnecessary headaches, and enjoy peace of mind knowing you’re in capable hands!